At MERIT Ontario, we believe construction workers should always have access to reliable health coverage. That includes times when work slows down or projects change. The Hour Bank Plan is built for that reality. It offers flexible, affordable benefits for Ontario’s non-union construction professionals.
The plan is simple. You earn benefit hours as you work. These hours go into your personal bank. When you take time off or switch jobs, your coverage continues. You stay protected without interruption.
This plan is not available through regular insurance brokers. It is managed by MERIT Ontario and the Ontario Construction Industry Benefits Plan (OCIBP). That means better service and better value for your team.
Whether you are on a long-term job or between contracts, the Hour Bank Plan keeps you and your family covered. Contact us at 1-888-303-9878 to learn more.