As the year winds down, December is more than holiday prep—it’s the ideal time for employers to review their benefits plans. A proactive approach ensures your team enters the new year with the coverage they need and your business stays competitive in attracting and retaining talent.
Year-end is a natural checkpoint for businesses. Reviewing benefits now allows you to:
Waiting until January often means rushing through decisions. By acting in December, you start 2026 with confidence and clarity.
Even the most well-structured plans can miss critical areas. Here are common gaps to watch for:
Addressing these gaps now ensures your benefits strategy supports both your employees and your bottom line.
For construction employers, flexibility is key—and that’s where the OCIBP Hour Bank Plan shines. Unlike traditional benefits, this plan allows employees to build coverage based on hours worked, making it ideal for seasonal and variable-hour crews.
What does the Hour Bank Plan include?
This model not only provides security for your team but also helps you manage costs effectively. It’s a win-win for employers and employees alike.
Don’t let benefits renewals catch you off guard. Take time this December to review your coverage, close gaps, and explore flexible solutions like OCIBP’s Hour Bank Plan.
Email info@meritontario.com for a FREE quote and start the new year with confidence.